I took a test of being poor.

I was out of money by day 13. I chose a stockroom shipper role. Very profound site. Play the game yourself. http://www.playspent.org/

An ethical decision to pay for damages to a car I slid into by accident, broke me. At the broke point there is an opportunity to donate to a ministry.

This is really good interactive gaming. I’m wondering if you can win. I’ll play again. It takes PayPal if you wish to donate. That’s where I got the winning feeling.

Ganart, Red Hat, and the future of the Private Cloud

A very lengthy article that fully explains where Cloud Computing is going relative to financial institutions. Ganart is mentioned mid-way in the piece.

Interesting to note, since before this article was published (Sept 10, 2010 to YTD), our technology platform has delivered 49,351 secure, compliant transactions totaling $10,853,102.00 in total money transacted for our clients. This was off of two machines with 2 services.
Special Report: Cloud Computing in Finance

How to be more productive at Ganart – WORK ++

A peek into Ganart

There are always more ways to be “more” productive at work. Productive is okay, but to be more productive is something else. Recently, I was having a conversation with David Hooker about the question “ what would you do if you had to fix one thing in our system in three days”?

Great question, several items rushed to both of our minds and we started discussing them. All of them seemed to be productive and contributing to the richness of our product. But again we bumped up against the question “Do we have the time”?

Getting management approval for such a initiative is not challenging because we all share the same purpose, adaptable skills and mutual accountability.

But, carving three days out of our busy schedule creates many challenges. So the obvious challenge is to figure out the slack time and spread it across few days to finish the tasks. With a team of people who have great algorithms and sense of perspective, every little contribution is more productive. Kris, our CTO, likes to slice and dice power features into releases, which I think is a great way to enrich a product. Over a period of time you have the several features that can be leveraged for a product in design.

Being more productive with no value added to the company is negative productiveness for it. Of course you can brag about how much you learned but that is not the way a member of the core team should have his mind set. So here are some points that I think can kick start the “being more productive” process.

  • Build the idea based on market and customer insights.
  • Communicate and validate your ideas with your co-workers.
  • Develop features that are simple, quick, avoid technology frustration and that can be easily improved.
  • Have a clear long-term incremental development strategy.
  • Most importantly, create a schedule and stick to it.

While we are all focused and the speed-to-market is going up, maintaining a healthy balance between work and more work is the key to deliver the value proposition to our company. Work beyond work which uplifts the motivation of the entire company, to me, is being more productive.

Every little tool, every little process, every little bit of knowledge sharing counts!

Registration at the Kiosk

Ganart Technologies improves service at kiosk endpoints with speedy registration.

The service uses ID verification, photo capture and various biometric validation to support AML/BSA compliance targeted at unbanked and banked consumers and for Know Your Unbanked Customer (KYUC).

This new level of unprecedented customer security denies access to the customer’s private data, or transactions, unless it is the registered person inquiring.

With the ability of Ganart to offer self enrollment, new era financial service entities can offer more secure self service endpoints with minimal or no assistance for new customer enrollment. This aides in customer convenience, especially for unbanked and underbanked customers that prefer to use cash and don’t use alternate forms of payment.

Take a look at the video. It’s shot in real time. This enrollment took 59 seconds.

Object identification – Can this be used for Customer Identification?

While companies are striving to find out different ways to uniquely register and identify individuals, I came across this outstanding demo of a robot that does object detection and recognition. I am amazed to see how the world of Artificial Intelligence, Neural Networks and Fuzzy logic has advanced and matured. I simply can’t wait till this technology is commercially available and accepted.

The big question is about adoption. Customers like simple and hassle free interface. We have noticed repeatedly that customers are not very patient with fault tolerance and error correction. I have high hopes that in the near future I will see a much more matured product for object recognition.

Contribute to the debt, another way to go about it.

What if there was an app that could help pay off the US National debt, that took cash?

With a little modification to the Federal Reserve to make it possible, it could be of some help. After all, each person in America owes a bit over $40K, citizen or not.

Well this place takes credit cards: http://tiny.cc/cxsym, so, that is not that great of a way to do it since those are shrinking up, and people don’t pay them off at the end of the month.

And a checking account tie in is not going to be that great either since a growing number of people are not using banks.

So maybe a future service could be a link to this pay.gov to pay via machines with me.

And you could have a way to heal my favorite country of all time.

And you’d have proof you did help if you save your receipts.

That will certainly be worth something in the future. If all it is were bragging rights to prove that you did something.

It might turn into a new positive patriotic statement.