PEW unbanked map

Great info graphic of percentage of unbanked in the U.S.A. and other great data.

PEW Charitable Trusts Unbanked Map

At the site you can roll over the map and it will give you details for each state and option for a downloadable PDF.

The Gulf states stand out to be dominant. Is it like heat, rising?

Banked or unbanked, the me brand exists for the betterment of people and all of their transactions. It serves to help heal what has been damaged. We feel that helping people keep more of the money they earn is an important step.

How to be more productive at Ganart – WORK ++

A peek into Ganart

There are always more ways to be “more” productive at work. Productive is okay, but to be more productive is something else. Recently, I was having a conversation with David Hooker about the question “ what would you do if you had to fix one thing in our system in three days”?

Great question, several items rushed to both of our minds and we started discussing them. All of them seemed to be productive and contributing to the richness of our product. But again we bumped up against the question “Do we have the time”?

Getting management approval for such a initiative is not challenging because we all share the same purpose, adaptable skills and mutual accountability.

But, carving three days out of our busy schedule creates many challenges. So the obvious challenge is to figure out the slack time and spread it across few days to finish the tasks. With a team of people who have great algorithms and sense of perspective, every little contribution is more productive. Kris, our CTO, likes to slice and dice power features into releases, which I think is a great way to enrich a product. Over a period of time you have the several features that can be leveraged for a product in design.

Being more productive with no value added to the company is negative productiveness for it. Of course you can brag about how much you learned but that is not the way a member of the core team should have his mind set. So here are some points that I think can kick start the “being more productive” process.

  • Build the idea based on market and customer insights.
  • Communicate and validate your ideas with your co-workers.
  • Develop features that are simple, quick, avoid technology frustration and that can be easily improved.
  • Have a clear long-term incremental development strategy.
  • Most importantly, create a schedule and stick to it.

While we are all focused and the speed-to-market is going up, maintaining a healthy balance between work and more work is the key to deliver the value proposition to our company. Work beyond work which uplifts the motivation of the entire company, to me, is being more productive.

Every little tool, every little process, every little bit of knowledge sharing counts!

Hot dog

During these days of continually being bombarded by doom and gloom about the economy, it might be a good time to re-visit the story of the Hot Dog Vendor…

A Man lived by the side of the road…and sold hot dogs.

He was hard of hearing, so he had no radio. He had trouble with his eyes, so he had no newspaper. But he sold good hot dogs.

He put up a sign on the highway, telling how good they were. He stood by the side of the road and cried, “Buy a hot dog, mister!” And People bought.

He increased his meat and bun order, and he bought a bigger stove to take care of his trade. He got his son home from college to help him. But then something happened. His son said, “Father, haven’t you been listening to the radio? There’s a big Depression on. The international situation is terrible, and the domestic situation is even worse.”

Whereupon the father thought, “Well, my son has gone to college. He listens to the radio and reads the newspaper, so he ought to know.” So, the father cut down on the bun order, took down his advertising sign, and no longer bothered to stand on the highway to sell hot dogs.

His hot dog sales fell almost overnight. “You were right, son”, the father said to the boy. “We are certainly in the middle of a Great Depression.”

Moral of the story — If you are doing something well, keep doing it.