I happened upon a New Zealand article about loan sharking. It was enlightening in that even thousands of miles from America, people can get into traps that are nearly impossible to get out of. This particular scheme of insurance upon a loan explained within the article is especially spooky.
It gave some sensible alternatives to explore before getting into this rapture.
Within the article there’s a link that will take you to an easy to use loan calculator.
If you know the APR of a loan, plug it in with the amount you want to borrow and then be amazed.
Within the sorted.org links to the left, Money Personality got my attention.
It profiled me pretty well.